Retirement Planning
That Gives You Confidence
Personalised retirement advice to help you transition with confidence, make informed financial decisions and enjoy the freedom you've worked towards.
Retirement Designed Around Your Life
As retirement approaches, every financial decision matters. We help you bring together your superannuation, investments, retirement income, tax planning and long-term wealth strategy into one clear, personalised plan, so you can retire with confidence and enjoy the years ahead.
From Clarity to Confidence: How We Help
Understand Where You Are
We take the time to understand your goals, finances, retirement timeline and what matters most, creating a clear picture of where you are today.
Build Your Retirement Strategy
Together we create a personalised retirement strategy covering retirement income, superannuation, investments, tax planning, Centrelink considerations and estate planning.
Enjoy Retirement With Confidence
As your retirement evolves, we continue refining your strategy through ongoing advice and disciplined wealth management so you can focus on enjoying life.
Why Retirees Choose Ikigai Private Wealth
- Personalised retirement strategies built around your goals.
- Sustainable retirement income designed to last.
- Tax-smart strategies to maximise your retirement wealth.
- Ongoing investment management and portfolio oversight.
- Guidance through changing legislation and market conditions.
- Long-term partnership that gives you confidence throughout retirement.
Retirement Income Planning
Retirement Income Planning
Create a sustainable retirement income strategy that gives you confidence today while helping your wealth last throughout retirement.
Superannuation Strategies
Make the most of your super with tailored strategies designed to maximise retirement outcomes and long-term financial security.
Tax Planning
Reduce unnecessary tax with smart, personalised strategies that help you keep more of your retirement income.
Retirement Wealth Strategy
Bring together your superannuation, investments, tax planning and retirement income into one coordinated strategy designed to support your long-term financial future.
Investment Management
Grow and protect your retirement savings through disciplined investment management tailored to your goals and risk profile.
Estate Planning & Legacy
Ensure your wealth is passed on according to your wishes with thoughtful estate planning and strategies to protect your family’s future.
Real Client Stories
Yasmin, Creative Agency Founder
Adrian, Plumbing Business Owner
What Our Clients Say
“All our dealings with Devan and Winston have been very professional. Devan is very thorough and knowledgeable about the advice he is giving. We would definitely recommend having a chat with Devan to see how he can guide you into retirement.” – Gloria, QLD
“I cannot recommend Devan highly enough! As a financial planner, Devan has been a game-changer for me this year. His expertise and dedication have made a significant impact on my financial well-being. Devan came highly recommended by a friend who has been using his services for several years. From the moment I started working with him, I felt comfortable and knew I was in good hands. His availability and willingness to help whenever I have questions or concerns have been unparalleled. Devan genuinely cares about his clients and goes above and beyond to ensure their success.” – Seb, NSW
“Ikigai Wealth helped me to see what my retirement will look like if I just calm down and enjoy life a little now & then look at ways to make small changes to that only as needed and only in ways that with significantly improve the end result without adding undue stress to my life now. It gave me a whole new perspective and space to focus on what’s really important to me. They have helped me to set up some smarter investment strategies & understand my long term financial position but this revelation that I don’t need to work so bloody hard was the biggest unexpected bonus!” – Juliet, NSW
Retirement Planning FAQs
What's the best age to start planning for retirement?
The earlier you start, the more options you’ll have. Many of our clients begin planning 5 to 15 years before retirement, allowing time to optimise superannuation, investments, tax strategies and retirement income. However, it’s never too late to benefit from professional retirement advice.
How much money do I need to retire comfortably?
The answer depends on your lifestyle, goals and the retirement you want to create. We build personalised financial projections to help you understand how much you’ll need, where your income will come from and whether you’re on track to achieve your retirement goals.
Can I retire earlier than planned?
Possibly. Through detailed cash flow modelling and retirement projections, we can explore different retirement dates and show you the financial impact of retiring earlier or later. Our goal is to help you make informed decisions with confidence.
How do I turn my super into retirement income?
Retirement is about more than building wealth. It’s about creating a reliable income. We help you structure your superannuation, investments and other assets into a sustainable retirement income strategy that supports your lifestyle while helping your wealth last.
Will I be eligible for the Age Pension?
Eligibility depends on factors such as your age, assets and income. If appropriate, we can explain how the Age Pension fits into your overall retirement strategy and identify opportunities to maximise your entitlements within the rules.
How are my retirement investments managed?
Your investment strategy should continue working for you throughout retirement. We create personalised portfolios aligned with your goals, risk tolerance and income needs, then provide ongoing monitoring, rebalancing and disciplined wealth management as your circumstances evolve.
What happens after I retire?
Retirement planning doesn’t stop once you leave work. We continue working alongside you to review your strategy, manage your investments, adjust your retirement income when needed and help you navigate changes in legislation, markets and life circumstances.
How do I get started?
It begins with an initial conversation about your goals, finances and retirement plans. From there, we’ll assess your current position, identify opportunities and outline how a personalised retirement strategy can help you move forward with confidence.