Family Wealth Planning Why investing in your child’s name can result in tax of up to 66% Building a financial head start for a child or grandchild is a wonderful goal. But the seemingly obvious approach, investing directly in their name, can create a surprisingly costly tax outcome. Many families put money aside for school…
The little-known tax trap when investing for children Read More »
Retirement planning A valuable property can build wealth, but its market value alone does not guarantee reliable and flexible retirement income. For many Australians approaching retirement, investment property has been a cornerstone of wealth creation. It may have delivered years of capital growth. It may feel secure, familiar and tangible. On paper, it may make…
Is Your Investment Property Funding Your Retirement, or Holding It Back? Read More »
Retirement Planning Five Retirement Checks Worth Making Before a Big Decision Is Made for You Retirement planning is not simply about reaching a number. It is about having confidence that your money can support the life you want to live, through changing markets, changing circumstances, and the years ahead. For many people approaching retirement, the…
Five Questions That Can Bring Clarity to Your Retirement Plan Read More »
Retirement income Sequence of returns: the risk that compounds. Two retirees. Identical balances, identical withdrawals, identical average returns. One finishes the decade $420,000 ahead of the other — and the only difference is the order in which the returns arrived. The central idea The portfolio can grow at exactly the same rate as its twin…
Same Returns, Different order, Different retirement Read More »
Retirement is not a number. Build a life you’re excited to wake up to. Retirement Is Not a Number: How to Build a Life You’re Excited to Wake Up To Ask most Australians what it takes to retire well, and they’ll give you a number. $1.2 million. $1.6 million. Maybe they reference the government figure…
Retirement Is Not a Number Read More »
For many successful professionals in their 40s and 50s, the real financial question is no longer whether wealth is growing. It is whether life is being lived with enough intention along the way. There comes a point where the usual markers of progress stop feeling like a complete answer. The mortgage is under control, super…
Can I Afford To Retire? A Guide For Australians 50+ If you’ve ever looked at your super and thought, “Is this enough?”, you’re in very good company. Most people I speak with aren’t chasing yachts or private jets. They just want to know, in plain language: Am I going to be okay? When can I…
Can I Afford To Retire? Read More »
